Reciiva is a B2B marketplace that connects suppliers, anchor buyers, and lenders — with AI credit scoring, real-time offer management, and a full compliance trail.
Reciiva handles the entire lifecycle — from submission and validation through AI scoring, lender offers, and final repayment.
Supplier uploads invoice, PO, and supporting documents.
The buyer confirms the invoice against their PO and approves it.
Reciiva's AI analyses the invoice, supplier health, and anchor relationship.
Eligible lenders review and send competitive funding offers.
Supplier accepts an offer, gets funded, anchor repays on due date.
Each participant has a tailored experience designed around their specific role and workflow.
Stop waiting 60–90 days. Submit validated invoices and receive competitive funding offers within hours.
Support suppliers with faster payment — without touching your balance sheet or payment terms.
Access AI-scored receivables. Institutions and individual investors deploy capital into short-tenure deals.
Manage onboarding, compliance, and deal flow across all parties. Underwrite on behalf of individual investors.
Purpose-built for the Nigerian B2B lending market. Compliance, risk, and operations — all in one place.
Claude Opus 4.7 generates a full credit memo — analysing supplier health, cashflow patterns, and risk signals.
Institutions and individual investors compete for deals. Suppliers receive the best offer through a transparent process.
Suppliers accept, reject, or refer offers back for revision. Full versioned offer history on every deal.
BVN/NIN consent, board mandates, AML policies — all organised and verified per entity.
Every action logged with timestamp, user, and IP. Append-only, tamper-proof compliance record.
Automatic alerts keep every party informed — from offer received to repayment confirmed.
Join suppliers, anchor buyers, and lenders already using Reciiva to move faster, lend smarter, and grow together.
Get Started — It's FreeNo credit card required · Instant access · Full platform